A latest study led by Aaron Smith of Pew Research Center’s Internet & American Life Project who also partnered with Elon University’s Imagining the Internet Center, found 65% of technology experts and stakeholders believe that paying with smartphones and other mobile devices will overtake cash and credit card payments by year 2020. The data was collected from a survey of about 1,000 people who submitted their responds from August 28 to Oct. 31, 2011. The study with a title “The future of money: Smartphone swiping in the mobile age” is available online for free, click here to download (.pdf format).
Researchers asked whether the survey respondents agree or disagree with a statement read as “By 2020, most people will have embraced and fully adopted the use of smart-device swiping for purchases they make, nearly eliminating the need for cash or credit cards…” 65% of the respondents agreed that mobile wallet would be widespread in use by year 2020. While at the same year, people in advanced countries will less likely to carry cash and credit cards as that type of payment methods will disappear from cash register machines.
In late May 2011, Google announced a mobile wallet dubbed as Google Wallet in New York City. The all-in-one wallet (e-wallet) utilized a mobile app thru a smartphone. During the tests, users must have e-wallet app from Google’s phone Nexus. Smartphone owners can store credit cards, debits, deals, coupons, gift cards, movie tickets, boarding passes, and frequent flyers points, etc.
(Image: Google Wallet)
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